That question will be on a lot of peoples minds. If you have a job or career that is satisfing and profitable retirement may the last thing on your mind. However if in these great ression times we are going through again, pulling out tall that social security money that we have been putting away, may be a sound decision. Who knows just maybe the banks may need our money more than we do and will try of go for that money too. But we all know that the banks are surely going to make taht money available to us, so we can buy that car or house. They have promised that they will pay all of us back in the future. I wonder just how credit worthy these banks and financial instutions really are? I ssure hope our treasury secretay make them jump throughat lest as many hoops as they ahve made us don all thes years.